基金会变地下钱庄的拷问Foundation changes of subterranean old-style Chinese private bank torturous基金會變地下錢莊的拷問

2017年2月27日

  媒体曝出河南宋庆龄基金会放贷的新闻,无异于在公众近来受伤的善心上再撒了把盐。作为一个省级慈善组织,河南宋基会筹款金额连续三年全国第一,骄人业绩的奥秘却是“放贷取息”。 

  无论是案例中透露出的放贷800万收取160万捐款“利息”,还是媒体报道的公益项目变身豪宅,那些流向房地产、钢铁、计算机网络、商品贸易等诸多领域的资金,成为河南宋基会商业经营的绝佳佐证。公众基于善心的捐款,成了他们借以生蛋的母鸡。在这条商业化的道路上,慈善已变成敛财的门面,一些人真正在乎的是如何“钱滚钱”,如何通过公众捐款这“第一桶金”打造金钱帝国。 

  对一个“以从事公益事业为目的”的非营利性法人而言,基金会存在的根基只有一条——公益。无论是《基金会管理条例》对其定位,还是对具体开支项目比例的严格控制,立法的目的都在于宣示:除了公益它不能有自己的特殊利益。而河南宋基会的商业模式,打着慈善的幌子,玩起“募钱生钱”的游戏,无异于地下钱庄,从根本上违背了基金会的定位,也失去了从事公益慈善的法理基础。 

  国务院《非法金融机构和非法金融业务活动取缔办法》规定:“未经中国人民银行依法批准,任何单位和个人不得擅自设立金融机构或者擅自从事金融业务活动。”中国人民银行《贷款通则》也明确规定:“各级行政部门和企事业单位、供销合作社等合作经济组织、农村合作基金会和其他基金会,不得经营存贷款等金融业务。”而宋基会可以“放贷”却早已是个公开的秘密,其放贷的违法性近乎常识,严重程度也让人瞠目结舌。 

  立法上为了防范基金会非法谋私,设计了诸如审查年度工作报告、财务审计、公开监督等程序,民政部门作为登记管理机关依法负有监管职责,遗憾的是监管效果很难令人满意。法规规定公募基金会每年用于从事公益事业支出不得低于上一年总收入的70%,还规定未完成公益事业支出额度的,由登记管理机关给予警告、责令停止活动甚至撤销登记。近三年河南宋基会都离规定金额相去甚远,民政部门的监管效力体现在哪里?我们又拿什么保证其他地方的慈善组织不会存在同样的问题呢?



下面是陳冠宇翻译所得
Media exposes to the sun give foundation of Henan Song Qingling to put borrowed news, as good as spilled a salt again on the benevolence that gets hurt of late in the public. As provincial charity is organized, song Ji meets Henan amount of raise the wind is successive 3 years of whole nations the first, the mystery of arrogant person outstanding achievement is however ” put borrow take breath ” .

No matter be,show fully in case put borrow 8 million collection 1.6 million contribution ” accrual ” , the commonweal project that still is media coverage changes body a person of extraordinary powers curtilage, the capital of a lot of domain such as trade of network of those flow direction estate, steely, computer, merchandise, the superexcellent evidence that becomes course of study of hold a conference or consultation of Henan Song Ji to manage. The public is based on the contribution of benevolence, became their so as to to give birth to the hen of the egg. On the road that commercializes in this, charity already became the appearance of accumulate wealth by unfair means, what a few people care truly is how ” money rolls money ” , how to pass public contribute money this ” the first pail of gold ” make monetary empire.

Be opposite ” it is a purpose in order to pursue commonweal career ” blame seek profits sexual legal person, the basis that foundation exists has only — commonweal. No matter be ” foundation regulation ” locate to its, still be proportional to specific spending item strict control, legislative purpose depends on declaring: Besides commonweal it cannot have its special interest. And the commercial pattern that Henan Song Ji meets, making beneficent pretense, play case ” collect money lays money ” game, as good as at subterranean old-style Chinese private bank, from go up at all the fixed position that violated foundation, also lost the legal principle base that is engaged in commonweal charity.

The State Council ” illegal finance orgnaization and activity of illegal banking business suppress idea ” regulation: “Approve lawfully without Chinese people bank, any units and individual do not get do sth without authorization to establish financial orgnaization or do sth without authorization undertakes financial business activity. ” Chinese people bank ” loan general rule ” specific also provision: “Various service and enterprise or business foundation of collaboration of the cooperative economy organization such as cooperation of unit, supply and marketing, country and other foundation, must not manage put the financial business such as loan. ” and Song Ji will be OK ” put borrow ” it is an open secret already however, its put borrowed illegal sex close to common sense, serious degree also lets a person stare tongue-tied.

On legislation to be on guard foundation is sought illegally illicit, designed such as to examine year working report, finance affairs to be supervised audit, publicly wait for a program, civil administration branch has superintendency responsibility lawfully as office of the government that register, it is very difficult to regret is superintendency effect satisfactory. Code stipulates fair collect foundation is used every year at be engaged in commonweal career defray be not being gotten 70% under on one year of gross income, still stipulate forehead of defray of half-baked commonweal career is spent, by the management that register mechanism gives a warning, instruct suspend an activity even cancel is registered. Nearly 3 years Henan Song Ji can leave formulary amount photograph to go very far, is the superintendency effectiveness of civil administration branch reflected where? The charitable organization that what we take to assure other place again won’t be put in same question?



下面是梁冠群翻译所得
  媒體曝出河南宋慶齡基金會放貸的新聞,無異於在公眾近來受傷的善心上再撒瞭把鹽。作為一個省級慈善組織,河南宋基會籌款金額連續三年全國第一,驕人業績的奧秘卻是“放貸取息”。 

  無論是案例中透露出的放貸800萬收取160萬捐款“利息”,還是媒體報道的公益項目變身豪宅,那些流向房地產、鋼鐵、計算機網絡、商品貿易等諸多領域的資金,成為河南宋基會商業經營的絕佳佐證。公眾基於善心的捐款,成瞭他們借以生蛋的母雞。在這條商業化的道路上,慈善已變成斂財的門面,一些人真正在乎的是如何“錢滾錢”,如何通過公眾捐款這“第一桶金”打造金錢帝國。 

  對一個“以從事公益事業為目的”的非營利性法人而言,基金會存在的根基隻有一條——公益。無論是《基金會管理條例》對其定位,還是對具體開支項目比例的嚴格控制,立法的目的都在於宣示:除瞭公益它不能有自己的特殊利益。而河南宋基會的商業模式,打著慈善的幌子,玩起“募錢生錢”的遊戲,無異於地下錢莊,從根本上違背瞭基金會的定位,也失去瞭從事公益慈善的法理基礎。 

  國務院《非法金融機構和非法金融業務活動取締辦法》規定:“未經中國人民銀行依法批準,任何單位和個人不得擅自設立金融機構或者擅自從事金融業務活動。”中國人民銀行《貸款通則》也明確規定:“各級行政部門和企事業單位、供銷合作社等合作經濟組織、農村合作基金會和其他基金會,不得經營存貸款等金融業務。”而宋基會可以“放貸”卻早已是個公開的秘密,其放貸的違法性近乎常識,嚴重程度也讓人瞠目結舌。 

  立法上為瞭防范基金會非法謀私,設計瞭諸如審查年度工作報告、財務審計、公開監督等程序,民政部門作為登記管理機關依法負有監管職責,遺憾的是監管效果很難令人滿意。法規規定公募基金會每年用於從事公益事業支出不得低於上一年總收入的70%,還規定未完成公益事業支出額度的,由登記管理機關給予警告、責令停止活動甚至撤銷登記。近三年河南宋基會都離規定金額相去甚遠,民政部門的監管效力體現在哪裡?我們又拿什麼保證其他地方的慈善組織不會存在同樣的問題呢?

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